Debit Orders & Payroll Processing

What is the Star120 Debit System?

The Star120 debit system provides you with cutting-edge technology specialised for the South African market. Our debit system provides an easy to use, online debit interface that you can access from anywhere, at any time. Our focus on continuous development and international standards of service makes the Star120 debit system a leader in its field.

How Does the Debit System Work?

We manage all of your debit runs based on the client names and bank details that you specify. Because all of your costs are calculated per transaction, you’re only ever billed for what you actually use.

Our easy to use online interface allows you to securely access your account from anywhere at any time, giving you complete control with no hassle.

  • Low costs per transaction
  • Scalable
  • Size of debit run is totally flexible
  • You’re only billed for what you use
  • Cutting edge technology

Debit Order Engine – Benefits

The Star120 debit system is a world class product that has been created specifically for the South African market. Our debit system offers ongoing improvement in line with international development standards.

We think you’ll agree that our list of features is pretty remarkable:

Monitor your debits at any time

The Star120 debit system is web-based and totally secure, so you can safely log in and monitor your debit runs 24 hours a day, from any computer with an internet connection.

Scheduled Monthly Debts

You can debit your long term or contract clients on any specified day, every month, week or set time period.

Manage Campaigns

Manage groups of your clients according to their specific product packages, debit amounts and promotional fee structures.

Once Off Debits

Debit your clients for once-off payments such as start-up fees, penalty fees or promotional packages.

Multiple Product Management

Your clients may all have different fee structures or different contracts. Manage all clients in separate groups from the same easy- to-use, secure interface.

Multiple Users & Levels of Access

More than one person can access the system at any time and, depending on the sensitivity of your client information, you can allow or prevent certain members of your staff from accessing or changing client details.

One User, Multiple Products & Campaigns

One user can register and then access multiple companies, and all of those companies will be billed separately according their own individual debit runs. You don’t need to create separate users for each company that you register with us.

Protect Your Client ID Data

This allows us to provide you with reports in your own format, with your own client IDs, reducing the burden of administrative work and increasing efficiency.

Excel & CSV Compatible

You can easily import your transactions lists and customer lists directly from Excel or any CSV editor.

Flexible Debit Run Size

You can debit just one client or millions of clients at a time. The Star120 debit system is completely flexible.

Only Pay for What You Use

There are no flat fees for any of Star120’s services. You will only ever be billed per debit transaction.

Cutting Edge Technology

The Star120 debit system offers the most advanced, secure, stable debit system in South Africa. We insist on ongoing development, expansion and refinement of our debit system, in line with current international standards and functionality.

One User, Multiple Products & Campaigns

One user can register and then access multiple companies, and all of those companies will be billed separately according their own individual debit runs. You don’t need to create separate users for each company that you register with us.

Debit Order Engine – Take a tour

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Debit Order Engine – Pricing

The Star120 debit system’s pricing model is highly competitive and very simple. Pricing is based on the following:

All of your costs are calculated per debit transaction.
You’re only ever billed for what you use.
The size of each debit run is totally flexible. You can debit one client or millions of clients at a time.
Please contact us to discuss pricing.

This is how simple it is:

We charge for every debit we process plus a small Batch Fee. There is a small penalty fee attached to RD’s (debits that the banks return).

The Batch Fee:

Basically, for every debit run that you do through Star120, we charge a nominal Batch Fee.

Here’s how it works:

If you are debiting your customers on the 1st, 7th and 15th of the month, we will send a file, called a “debit batch”, to Example Bank for each of those dates.
You would be charged the batch fee on the 1st, 7th and 15th, for each debit batch that we send to Example Bank.
This also means that if you debit your customers every day, we would charge a Batch Fee every day.
The RD rate.

The RD rate (Returned Debit rate) is charged when a debit is declined by the bank. If a debit fails because a customer has insufficient funds or bank details are incorrect, it is called a return.

 

Here is an example:

You send us a list of 1 000 debits to go off your clients’ accounts at Example Bank.

We charge R 3.99 (example only) per transaction, resulting in a total of R 3 990.00

Unfortunately, the bank sends back 50 RD (50 Returned Debits).

We would then charge you an additional R 2.99 for each of those returns.

This means that your total cost for this example debit run would be:

R 3.99 x 1000.00 R 3 990.00
RD Rate

R2.99 x 50

R 149.50
Batch Fee R 45.00
Total R 4 184.50

Contact Us

Address: P.O. Box 1441, Brackenfell, 7561

Tel: 021 910 2530

Cell: 084 358 5538

Email: admin@star120.co.za

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Ⓒ 2019 Star120